Powers and Associates is an insurance, brokerage and consulting firm specializing in satisfying the employee benefit needs of corporations and personal needs of individuals.
Our objective with businesses is to custom design benefit programs that achieve a critical balance between employee appreciation and cost-effectiveness.
Our aim with individuals is to craft a solution that meets their personal needs with an eye for affordability.
We believe that achieving the highest levels of success for our clients can only be realized through understanding their needs and challenges and a willingness to bridge the gap between quality and affordability.
We do this through working with employers and employees on cafeteria plans, reinsurance, provider stop losses, communications programs, multi-employer trusts, alternate funding arrangements including HRA,HSA, and FSA, and employee benefit consultations.
We offer companies and individuals medical, life, disability, and dental insurance.
OUR SERVICES
& PRODUCTS
IRS Announces Increased 2021 HSA Index Figures
Group Health Plans
Powers and Associates is a benefits advisory firm that specializes in satisfying the employee benefit needs of corporations and heathcare institutions.
Individual Health Plans
Under 65 years old
Those under 65 looking for health care solutions have a number of choices to select from.
Individual Association health Plans.
Kaiser or Anthem
There is no ACA open enrollment requirements.
All year around enrollment.
Medicare Health Plans
Those over 65 and/or on Medicare disability looking for health care solutions have a number of choices to select from.
Mortgage Protection
insurance
Those who have engaged or wish to Those who have engaged or wish to engage in reverse mortgages may not be aware of the risks that puts upon your heirs which may easily lose your property.
ABOUT US
Powers and Associates has been serving the bay area community for more than 20 years. John Powers founded the firm in 1997 and still personally helps clients navigate the ever changing complexities of health care and insurance plans.
We are located at 1625 The Alameda, Suite 201, San Jose, CA 95126
We can be reached by phone at (408)286-9551 or by email at jp@powers.associates
REINSURANCE
There are HRA and HSA reinsurance programs for those interested in these.
These help companies lessen the cost of
Mortgage Protection Insurance
Those who have engaged or wish to engage in reverse mortgages may not be aware that there is reverse
mortgage protection for your heirs. This helps protect them from losing the house or property upon death.
The cost for such protection is simple and not unusually expensive. It usually can come out of the draw from
the reverse mortgage without impacting your lifestyle.
CONTACT
Powers & Associates
OUR ADDRESS
1625 The Alameda, Suite 201 San Jose, CA 95126
Email: jp@powers.associates
Phone: (408) 286-9551
CA Lic # 0623230
For any general inquiries, please fill in the following contact form:
